For generations, a stubborn myth has kept everyday people on the sidelines of the financial markets: the belief that you need thousands of dollars just to get started. When premier companies trade at hundreds or even thousands of dollars per single share, it is easy to see why beginners feel priced out.

However, a modern financial innovation has completely leveled the playing field: fractional shares. You no longer need to buy an entire pie to enjoy a slice. This guide will show you how to start building a diversified, powerful stock portfolio with as little as $5 or $10.

Part 1: What Are Fractional Shares and How Do They Work?

To understand fractional shares, think of a corporate share like a pizza. Traditionally, a brokerage would only sell you an entire pizza (a whole share). If a high-performing technology company’s stock costs $500 per share, you needed $500 cash …