A Short Guide to Stocks and Shares

When an investor buys shares in a company or organization, they effectively buy part of that company or organization, or part of it if you want. Furthermore, the company’s performance will determine the value of shares, and overall investment. Because stock performance is related to earnings, companies that perform well will see an increase in the value of shares, with the opposite effect associated with companies that perform poorly.

Investors in a company are called shareholders, and they receive payments in the form of dividend payments that fluctuate in the company’s overall performance.

Investments in stocks are also known as ‘stocks’ and ‘equity’, and the stock market falls into two separate categories, the primary market and the secondary market.

A Short Guide to Stocks and Shares

Company Motives

There is only one reason for companies to sell shares and that is to increase capital to develop it. The company does this in two ways.

Main market

Issuing shares on the stock market for the first time, also known as ‘floating’. Companies that have floated and offered new shares to increase capital.

Secondary Market

Most investments in shares are in the secondary market, where company shares are traded every day. Price movements are relative to the company’s performance over time and demand for shares can also push stock prices up.

Stock price

Share prices are reflected by supply and demand. Stock prices rise when demand for certain stocks is high. In other words, when more investors want to buy shares in the company than sell them. The stock price will decrease when more people want to sell shares in the company than buyers. Lower stock prices make stocks more attractive to buyers.

There are other factors involved in determining stock prices with events in the wider world playing a role, as well as investor psychology. Factors that determine stock prices are broken down into geopolitical and economic (macro) factors, and factors related to (micro) companies.

Macro factors include political events, unexpected events such as terrorism or natural disasters, forecasts, interest movements, and legislative changes, while micro factors are centered on corporate profits, mergers and acquisitions, competitive activities, stock valuations, and management changes.

If you are considering investing in stocks and stocks, the golden rule is to spread risk and not put all your eggs in one basket.…

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Starting Your Own Business? Venture Capital Questions – To VC or Not VC?

Of course nothing to do with Shakespeare, but an old question nevertheless. If you are starting up a new business, or expanding your current one, should you partner with an investor/VC? If you do what should you expect? The choice depends on your ambition and the success depends on your partner of choice.

From an investor’s point of view, the next 4-5 years represents an excellent recruitment market window. The market is far from buoyant but the sentiment is on an upwards curve. Like buying a house, no-one wants to buy at the peak of the market or at the bottom of a lifeless trough. But catch the market as it’s rumbling into life and you’re on to a winner. If it’s good timing for investors to get back into growth mode it’s an ideal time for business owners.

Ambition.

Are you ambitious? Of course you are. You are in recruitment and successful enough to contemplate starting a business or are running one already. But ambition means different things to different people. One end of the scale, “A”, could be to run a ‘lifestyle’ business with a small to medium sized team and simply be your own boss. At the other end, “Z”, it could be to grow a business to IPO. Where you are on this scale dictates what you should do.

Let’s be clear, if you are nearer “Z” than “A” on the ambition scale and you choose the right investor your chances of creating genuine wealth FAR outweigh going it alone. It’s not just the money but the decisions you make all along the journey, knowing that you have backing. It’s fully committing to plans versus trying things out cautiously. It’s structuring the company for success from the outset versus discovering along the way that you have made mistakes. It’s tax efficiencies that double your money, literally, versus getting caught out. Do you want a large piece of a small pie or a smaller piece of a large pie?

Investors are looking for ‘scalability’ in order for their investment to feel exciting. It is not just a case of making profits but of opportunity cost. To some extent investors have a choice of where to invest their funds so the greater the potential returns, the more attractive, influenced by their measure of risk, of course.

However, statistics would suggest that to grow aggressively and/or beyond the average recruitment company size of 5 to 15 consultants in a 3 to 5 year window requires funding. Bank funding is virtually impossible to come by in the present climate which leaves investors as the only option, unless you have just won the Euro Lottery! If that funding can be combined with specialist recruitment knowledge that you can draw on, then your chance of success multiplies.

Once you contemplate external funding, the big questions are:

How much equity will you sell (or split in a start up)?

For an existing business with a track record this is easier to …

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Importance of a Good Marketing Strategy for Financial Advisors

Like in all businesses marketing is an essential part which must not be overlooked by an individual consultant. If you are a financial planning firm or an individual financial adviser, marketing is very important for you to have a substantial promotional strategy in place. With the increased amount of competitiveness if you are not building your markets from time to time very soon you might be left behind in the business.

Most of the finance advisers do not invest in marketing; however few of the advisers make little effort towards marketing which does not help much in fetching the results as expected and eventually they stop marketing themselves at all, thinking it just doesn’t work for them. On the contrary you must understand that marketing is all about creating and branding, mixed with great communication and off course followed by consistent doses of quality, value for money and great customer care, and the more you work on it each year it just gets better. Building new customer base along with managing the existing clients can be quite a challenge, and to keep up with the new working trends needs a good strategy so you keep reaping new clients from the existing clients. If you have been telling people, that you are a finance guy and you really don’t know a thing about marketing, you will be surprised to know that you are probably among the few professionals who are most of the time actively practicing live marketing techniques.

As a first step to marketing yourself as a financial adviser, you will need to have a well designed business card. This is often considered the first step as people will know about your services and remember you through it. Spending good time on this will yield you a long-term branding as this is how people will see you and recall you, so your business card holds a great value for your business, every detail and communication is crucial. As in most cases take help of a good graphic artist to make your business card visually balanced with great communications on who you are and what your services are. A well balanced information and neat visual is the key element which will be the best to create a great first impression of you.

Another important step you must take is spend good time in getting a good brochure with extra information on your services. The business card creates the impression on your potential clients, and a brochure will help you to take up the interest of the clients to the next level where you will be getting a chance to convert it to sales. Spending time on what must go in your brochure is important too. Including a few reviews and success stories from your regular clients might be a great idea to communicate to your prospective clients. As this will help your clients to evaluate your services and at the time build trust in you to take up your …

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Curious Finance

FinanceItamar Frankenthal was evaluating bank loan proposals to finance his acquisition of Rose Electronics Distributing Firm (Rose”). He contacted 40 modest and massive banks that lent in the area and that outreach and adhere to-up calls resulted in nine term sheets received from distinct lenders. With the proposals in-hand, he needed to make a decision which one was the most favorable.

The literature on quick-selling is revealing to this point. Actively-trading brief sellers uncover far much more financial fraud than the SEC, whose efficiency in the Bernie Madoff case is far more common than you may well consider. Some of the most significant and most uncontroversial alphas and inefficiencies” – costs that do not incorporate available details – occur when there is an impediment, technical or regulatory, to the activities of these brief sellers. Lamont (2004) finds 2.4% month-to-month alpha to a portfolio of brief-promoting constrained stocks, almost certainly the clearest and largest clear informational inefficiency” around except for inside data. This is a concrete instance of inadequate (simply because constrained) trading.

In hoodoo, it is customary to supply St. Expedite pound cake, flowers, and a glass of water. In New Orleans, he is typically offer him Sara Lee pound cake, but homemade pound cake is equally as great. He is believed to grant any request within his energy provided the petitioner recommends his invocation to other people. For fans of Age of Empires, there are numerous actual-time approach games out there with comparable features. Verify out this list to find some of the greatest of the genre! I suspect that details is essential in explaining why finance could be a all-natural monopoly. There are huge fixed expenses to gathering details and proportionately smaller sized marginal expenses. There are also probably synergies with rising amounts of data. Hence massive financial firms create. That is precisely how a lot of traders do go broke. Whilst amateurs go broke by taking large losses, professionals go broke by taking modest income.

All that stated, appear up Bloomberg’s or Reuters’ history of surveys of best macro analysts and how usually they’ve predicted properly the path of GDP growth. You’d do just as well consulting a coin toss. Most men and women do not feel about affordability beyond the asking price when it comes to generating this type of vehicle obtain, but as you can see, there is significantly much more involved than the initial cost. Acquire alerts for uncommon account charges, and get custom tips for minimizing charges and saving cash. These are taken from my video. Search on youtube: Jordan Belfort Causes Why You Are Broke.

The balance changed about the 70s when a post-modern, reflexive strand in anthropology grew strong. To simplify a complex story, it became more acceptable to engage in more deeply participatory approaches, to drop objective distance to an extent, and to create a lot more about yourself and your emotions in the method. It also became more acceptable to suggest that maybe there had been distinct truths that …

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Novices Guide To Understanding Finance

FinanceWhich means and significance / significance of economic management suddenly discovered its way back into the lips, head and heart of virtually all living beings. This recent development could be unconnected with the slow recovery of several economies after the devastating effects of the recent financial crisis that rocked the whole planet.

Although loved ones takaful continued to expand at 8.% (2014: four.four%), development in the common takaful segment eased to six.% (2014: 13.three%), ending the year with RM7.0bil and RM2.3bil of gross contributions, respectively. The private channels had argued in their appeal that the choice by the government to shut down their stations was unconstitutional. Wall Street is the only location that people ride to in a Rolls Royce to get suggestions from those who take the subway.

As for maverick predictions of accelerating inflation, that is not what I imply by trusting your gut. That’s ideology, and I believe you are going to find that even the funds that sell with that line don’t a lot comply with it in their investment technique. I see cutting Corp taxes as tough to do – a flat tax of 15% would HURT a lot of tech cos and some pharmas – their powerful rates may possibly already be much decrease – Google and Apple but benefit domestic firms.

If any of u are looking for the owners from aquashield then call 0800 138 9422, they new they have been gonna shut all down and fuck everyone who has worked for them and their clientele, they have a organization referred to as It is the same owners with the same people functioning there from Aquashield, Doug Wilkie, Rob Skillen and Sarah their principal right hand girl and the rest of her crowd carrying out admin and so on, doing the identical kinda point all over again, so PLEASE BE Aware Just before U GET Carried out IN Again !!!

We are refusing to spend, as the solution peeled off, and the ridge of the roof, had cement coming away and falling on to our patio, back and front. The company have lied to their finance company by saying, we had been the ones refusing them access, we have taken some fascinating pictures of the shabby perform provided by Aqua shield, our roof looks as if it has undesirable case of peeling sunburn.…

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