September, 2019 | nicklausgreens

I Found a Great Situation

By: Ana Westmoreland|In: Finance Readings|Last Updated: September 30, 2019

Of course the guy I am sort of living with is crazy, but he is crazy in a way that seems to have made him really rich. He talks about the era of bitcoin. I have ended up living in his garage for free. Now when I say that I am living in his garage, that is a lot different than what you might think. He has an obsession with Chevies, old ones from when he was a kid in particular. That is how he met me, one of his friends told him that I was an expert with small block Chevy engines, the 327 and 350 in particular. That is about half way true. I know how to take an engine apart and put it back together, but I use the book when I need to and I hardly think of myself as an expert. If you need to do any machine work, then I know enough to find a guy who can do that. Either way he ended up letting me stay here in exchange for helping him with the cars he is working on.

This garage is enormous and above it there is an enormous loft. When I started looking around I found there was a pool table, which in fact was a billiards table. That is bigger than a pool table, but he had gotten one that must have cost a fortune to replace this one. There were some spare parts up there and plenty of furniture too, all of it stuff that he had replaced and which was still almost like new. I found a bed in parts. When I put it together I realized it was the biggest bed that I had ever seen. He told me there was something wrong with it, …

By: Aaliyah Jordan|In: Financing|Last Updated: September 25, 2019

The Importance of Writing a Business Program

If you’ve started a business, you might or may not have written a enterprise strategy. After all, writing one can be a extended, tedious procedure and takes up time you could be spending marketing and advertising and promoting. So why need to you take per week out of one’s hectic schedule to put collectively a small business plan?

The largest misconception among entrepreneurs regarding the significance in the enterprise strategy is what worth it adds to the venture. The truth is the fact that the program itself only adds minimal value. The actual process of researching your marketplace, sector and competitors and organizing your marketing and implementation program could be the critical portion.

You could possibly believe that you simply have each little detail laid out within your head, including Plan B and Strategy C, but unless you may have written a detailed small business strategy, you don’t. The time and work you put in researching and planning now will pay off later down the line when you keep away from disastrous roadblocks and are in a position to speed by means of your implementation program mainly because you anticipated every single tiny aspect from the plan and synchronized anything as effectively as you possibly can.

At some point, whether or not it’s to compete inside a competition or safe funding from an investor, you’ll need a written plan. In the event you attain that point inside your venture, it is actually protected to say that the business enterprise is relatively prosperous up to that point. Should you currently possess a plan place together, you could easily update it and submit it to the needed parties. In case you chose to overlook the worth of a business enterprise program up until that point, you are going to have …

By: Aaliyah Jordan|In: Finance Calculator|Last Updated: September 20, 2019

In the development of technologies such as blockchain, there is internal logic, because they rely on the objective laws of physics and mathematics, but a person can control them and put them at their service. Any attempt to prohibit or stop this movement is doomed to failure.

Just think: 30 years ago, in the early 1990s, the most reputable media seriously believed that the Internet would never become truly popular. The largest media experts confidently said that their audience would never want to tear themselves away from the couch and entertain themselves. What opportunities they have missed!

We have all heard the word bitcoin more than once. The most valuable thing in this cryptocurrency is that it introduced the world to the revolutionary blockchain technology. Blockchain technology significantly improves the speed, privacy, and security of sending money. For example, the same bitcoin can be sent from one person to another without an intermediary, and the identity of each participant in the chain will be encrypted in a long line of letters and numbers.

The cryptocurrency Bitcoin has gained a terrible reputation – they began to use it for anonymous transfer of money in the process of buying drugs. Skeptics say the blockchain was created to serve the drug trade and illicit trade. But is this all we need to know about this technology?

Now we can safely talk about the “blockchain revolution”. But …

By: Aaliyah Jordan|In: Financial Times|Last Updated: September 19, 2019

Starting Your Own Business? Venture Capital Questions – To VC or Not VC?

Of course nothing to do with Shakespeare, but an old question nevertheless. If you are starting up a new business, or expanding your current one, should you partner with an investor/VC? If you do what should you expect? The choice depends on your ambition and the success depends on your partner of choice.

From an investor’s point of view, the next 4-5 years represents an excellent recruitment market window. The market is far from buoyant but the sentiment is on an upwards curve. Like buying a house, no-one wants to buy at the peak of the market or at the bottom of a lifeless trough. But catch the market as it’s rumbling into life and you’re on to a winner. If it’s good timing for investors to get back into growth mode it’s an ideal time for business owners.

Ambition.

Are you ambitious? Of course you are. You are in recruitment and successful enough to contemplate starting a business or are running one already. But ambition means different things to different people. One end of the scale, “A”, could be to run a ‘lifestyle’ business with a small to medium sized team and simply be your own boss. At the other end, “Z”, it could be to grow a business to IPO. Where you are on this scale dictates what you should do.

Let’s be clear, if you are nearer “Z” than “A” on the ambition scale and you choose the right investor your chances of creating genuine wealth FAR outweigh going it alone. It’s not just the money but the decisions you make all along the journey, knowing that you have backing. It’s fully committing to plans versus trying things out cautiously. It’s structuring the company for success from the outset versus discovering along the way that …

By: Aaliyah Jordan|In: Finance Calculator|Last Updated: September 4, 2019

Most people join the working world in their 20’s. After this, they will take on countless challenges and many years of working hard. They will sacrifice many things when they become parents and will look forward to their golden retirement years. Most people only really consider what their retirement plans are when they are well into their 50’s.

What most people fail to realize is that planning for the day of retirement is about much more than sipping coffee on the verandah. When thinking of retirement there are several key questions which would need answering, long before the day arrives when you finally leave work for the last time.

Here are a few things you will need to consider before you finally retire:

Planning Is Essential

Retirement is the perfect time to start thinking about what you want. If you’re lucky you will no longer be responsible for children and you would have raised self-sufficient children who are capable of looking after themselves. In your last 10 years before retirement, you need to realistically plan essentials such as finances. You need to make sure that you have all the money you need to avoid running out of savings in your 70’s. A great time to get this done is in your early 50’s when you meet with an accredited financial advisor.

Decide Where To Stay

When you retire, you’ll need to make sure that you have the perfect place. If you’ve owned a house for most of your life, then the chances are good that it is already paid off. This is great. But, the downside of this is that the house may be too big for you. Take for example, if you bought a house in your 20’s with the prospect of having children around then you’ve probably got …