Month: June 2022

|In: Personal Finance|Last Updated:
Personal Finance Books

If you’re interested in tackling your personal finances, personal finance books are an excellent resource. They can teach you about a variety of financial topics, from budgeting and investing to mortgages and other loans and retirement, annuities, and insurance. There are also audiobooks available on personal finance, which are a great way to learn more. In addition to reading them on your own, you can borrow them from your local library. And while you’re at it, why not read the book and listen to the audiobook version?

Dave Ramsey’s “I Will Teach You to Be Rich”

I Will Teach You to Be Rich is a do-it-yourself guide to building wealth. The 2009 New York Times best-seller is packed with practical advice for today’s millennials on how to get out of debt, build credit, and increase net worth. Although it does not contain the latest stock tips, it does provide some useful guidance on how to make money last.

Using a system allows you to make money-saving decisions guilt-free. While changing your spending habits requires hard choices, the system makes the process less painful. In reality, most people don’t start saving until their forties, so it is critical that you’re ready to change that. If you’re like most Americans, it’s likely that you’ll be working for many years before you’re ready to retire and begin saving for your retirement.

Brian Portnoy and Joshua Brown’s “I Will Teach You to Be Rich”

This book focuses on experiences, rather than the accumulation of money. The author spent years living frugally, but then began investing the extra money he earned to become financially independent. The author argues that delayed gratification is not worth sacrificing experiences for material goods. Moreover, you should spend money more freely when you’re young, rather than later on.

While the …

Read More

|In: Us Stocks|Last Updated:
How to Identify the Largest US Stocks by Market Cap

When it comes to global stock markets, the U.S. equity market is the largest, deepest, and most efficient. In fact, U.S. stocks make up 41.6% of the global equity market cap, which is nearly $49 trillion. This is more than three times larger than the next largest market. Over the past decade,

U.S. stocks have grown by more than 4% a year and have peaked at 42.0% in 2021.

List of the world’s largest companies by market capitalization

The world’s largest companies by market cap are determined by a calculation based on share price and number of outstanding shares. Prior to the recent rise of technology companies like Tencent and Xiaomi, Japanese-based companies dominated this list. However, as the US dollar has strengthened, American firms have taken over the top spot. Below is a list of the top 10 companies in terms of market cap. But how do you get started?

To start, the list is divided into a series of tables containing the top 50 companies by market cap. Each table shows the number of outstanding shares for each company, the market cap in billions of dollars, and the percent change in the stock’s price. Each company’s listing includes summary statistics and a comparison to the Dow Jones index. The data is updated daily after the closing of the market.

S&P 500

The S&P 500 index is composed of 500 of the largest publicly-traded companies worldwide. The companies in this index range from nearly $1 trillion to under $1 billion in market cap. The S&P index fluctuates in value based on performance-weighted market data. The formula for the index’s weighting is simple. To determine the market cap of a company, its outstanding shares must be multiplied by the current share price.

While most companies make up a majority of …

Read More

|In: Business Finance|Last Updated:
Finance Major Requirements and CFA Level One Curriculum

If you are thinking about a career in finance, there are several course requirements you must take. This article will go over pre-requisites, finance major requirements, business electives, and the CFA level one curriculum. Hopefully this will help you decide whether a finance major is right for you. In the meantime, get started on your course of study by browsing the links below. You’ll have a better idea of what courses to take and when you need to complete them.

Courses required for a finance major

If you’re interested in personal finance and business, a major in finance may be right for you. Finance majors analyze the big picture, develop individual financial plans, and understand the workings of financial markets. To succeed in this field, you need to be organized, detail-oriented, good at communicating, have strong math skills, and have the ability to think strategically about the long-term consequences of their decisions. These are just a few of the many benefits of a finance major.

Before you begin your degree in finance, you should take a variety of core and elective courses in economics and business. Specifically, you should take ECON 10 in your first year, FIN 101 and 102 in your sophomore and junior years. You should also take STAT 71 & 72, a course that examines advanced topics in equity investments. These courses will help you develop analytical and communication skills that will be useful in your career.

Prerequisites

Students who wish to pursue a career in finance will need to complete a variety of prerequisites. As a finance major, you will study the principles of economics and the role of financial markets in business. You will learn how to make effective investment decisions and personal financial plans. In addition, you will develop analytical and problem-solving skills. The …

Read More

|In: Financing|Last Updated:
Discover Personal Loans

Before applying for a Discover personal loan, you must submit certain personal information to the lender. This includes your income and employment history. You must also select the method you wish to receive the loan funds from. If you intend to use a bank account to receive the loan, you must provide all the required information, including the account number, routing number, and balances. Then, you must fill out an application form and submit it. When approved, you will receive the funds within a few business days.

Minimum credit score required

If you are interested in a Discover personal loan, you’ll want to know what the qualifications are. You must be at least 18 years old, a U.S. citizen, and earn a minimum of $25,000 per year. To be eligible for this type of loan, you must also meet other basic requirements. Your credit score will also be a factor, but not as much as your income. If you don’t meet these requirements, however, you may still qualify for the loan.

The first step is to apply online for a Discover personal loan. You can check your interest rate and approval online without risking your credit score. Once you’ve selected a loan amount, you’ll need to enter some personal information. You’ll need to include the amount of money you need, the term of the loan, and whether or not you plan to use the money. You can complete the application by submitting a short form online or by phone.

Income requirements

Income requirements for Discover personal loans are relatively low – a household income of

$25,000 per year is required. You also need to have a good credit score of 660 or higher. Income verification is easy with pay stubs, bank statements, and tax documents. Make sure to have your …

Read More