The transition into your twenties often marks the beginning of true financial independence. Suddenly, you’re faced with student loans, credit card offers, retirement options, and the sheer complexity of managing your own money. While formal education often falls short in this area, a good personal finance book can serve as an invaluable mentor, providing the foundational knowledge you need to build long-term wealth.

The Mindset Shifters: Changing How You See Money

Before diving into spreadsheets and stock tickers, the first step is often adjusting your money mindset.

• Rich Dad Poor Dad by Robert T. Kiyosaki: This classic challenges the traditional view of working for a paycheck. Kiyosaki contrasts the conventional advice of his “Poor Dad” (highly educated, financially struggling) with the entrepreneurial wisdom of his “Rich Dad” (less educated, financially free). The core lesson: understand the difference between assets (which put money in your pocket) and liabilities (which take