We are the voice of the Accountable Finance sector. We support a strong network of responsible finance providers who are rising access to fair finance across the UK. At our heart is the notion of bringing social and economic rewards to people, places and businesses.

Incidentally, Canada had no deposit insurance at the time and no central bank. As a result, Diamond-Dybvig’s policy recommendation for deposit insurance is not supported by the historical record-bank failures and runs were rare events in laissez-faire Free of charge Banking systems (Canada, Scotland) that have been not handicapped by misguided regulations (e.g. branching restrictions in the US).

Estate arranging involves preparing for the disposition of one’s assets after death. Generally, there is a tax due to the state or federal government at one’s death. Avoiding these taxes signifies that more of one’s assets will be distributed to one’s heirs. One particular can leave one’s …