5 Benefits of Having Pet Insurance

You never know what surprises life might bring and it can be hard to be prepared. The good news is that there is insurance plans that you can buy for your pet in the event something happens to them. Many people have heard of this type of insurance, but they don’t really know what kinds of benefits it has. Keep reading to see some of the benefits of getting pet or dog medical insurance.

5 Benefits of Having Pet Insurance

Prevention of Euthanasia

There have been so many times where pet owners have had to get their pet euthanized after an emergency because they can’t afford the treatment. This is especially sad when the pet could’ve easily been treated and continued on to live a long and happy life. Pet insurance can help ensure that you’ll be able to get this life saving treatment and you won’t have to say goodbye to your beloved pet.

Unexpected Injuries are Covered

Another big benefit is that unexpected injuries will be covered. This is extremely important because you never know when something might happen. This could be anything from getting attacked by another dog to getting hit by a car to breaking a limb. These kinds of events tend to pop up when you’re low on funds and there’s really no way for you to get any extra money. Having pet insurance will help ensure that you’re covered even during the hard times.

Affordable Ongoing Care

Just like humans, pets can develop diseases that need ongoing care to stay under control or be cured. Some examples of these are: cancer, diabetes and allergies. When you start adding up these ongoing costs, it can really start to put you into debt. If you have pet insurance, though, you’ll be able to get your pet this care for a lower price or possibly even free!

Wellness Services are Covered

Pet insurance also makes it possible for a variety of wellness services are covered. The cost of having an animal can get expensive over time. There are things that need to be done throughout your pets’ life. Not only do they need to have annual wellness exams, but they also needs things like teeth cleaning and various kinds of routine testing. Depending where you live and how much your vet charges, these visits could be several hundred dollars and pet insurance can help lessen that cost.

Peace of Mind

Finally, having pet insurance can give you peace of mind. You’ll be able to be confident that your pet can get the care it needs regardless of when it comes up. You’ll be ready and you’ll be able to get your pet the best possible care! It’s much better to be prepared and not need the pet insurance than to need it and not be prepared. If you shop around, you can find a plan that has an affordable monthly payment and you can be sure that your pet can get the best care possible!

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A Brief History of Fortress Investment

Have you ever wanted to invest your earnings, but do not know where to start looking to invest? There are companies out there that are specifically designed to invest your money for you. Before you decide to learn more here, it is important to look at the history of one company in particular, Fortress Investment Group. This company is based out of New York City and has been around since the 1990s and has recently been acquired by a Japanese multinational company.

A Brief History of Fortress Investment

The Fortress Investment Group was originally founded in 1998 by Rob Kauffman, who used to work for UBS, Wesley Edens, who used to work at BlackRock Financial Management as a former partner, and Randal Nardone, who worked with Rob Kauffman at UBS. Before long, Fortress Investment Group would move into the line of work of real estate investments and hedge funds, which were operated by Pete Briger and Michael Novogratz, both of whom used to work as partners at Goldman Sachs. Fortress Investment Group would have investment vehicles such as the Fortress Fund I which was released in 1999. Their funds would increase approximately 40% over a course of seven years between 1999-2006. Fortress Investment Group would continue to grow to the point that it would launch on the New York Stock Exchange in 2007.

Today, both Edens and Nardone are involved with the work of Fortress Investment Group, while Rob Kauffman chose to leave Fortress after 15 years in order to focus on racing cars. Rob Kauffman followed his interest to the point that he has bought 50% of Michael Waltrip Racing. The Michael Waltrip Racing group is a competitor in NASCAR.
Fortress Investment Group was bought in 2017. A Japanese company, SoftBank Group Corporation, would buy Fortress for $3.3 billion. Fortress has since continued to operate independently in New York with Nardone, Briger, and Edens staying in position to run the company. The SoftBank Group Corporation has a plan to supporting and investing the future of the Information Revolution. The operation of the Fortress Investment Group today involves the three sections of the company, Permanent Capital Vehicles, Credit, and Private Equity. Private Equity is dedicated to cash flow from investors in Western Europe, the Caribbean, and North America. Credit was founded in 2002 and includes the assets of several different funds to include Fortress Real Estate Opportunities Funds, Japan Opportunity Funds, Drawbridge Real Assets Funds, Fortress Secured Lending Fund, and Fortress Japan Income Fund. Permanent Capital Vehicles involves the capital vehicles, New Senior Investment Group, New Residential Investment Corp, and New Media Investment Group. The Fortress Investment Group has also gone out and purchased the Tiffany & Co. building in Palm Beach, Florida.

Fortress Investment Group has been an essential part of the investment world since the 1990s. The company has been able to make large investments and aid in the growth of wealth for many successful companies. Even though the company has been bought out by SoftBank Group Corporation, it will continue to …

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History of Accounting: A Brief Overview

Have you ever gotten back from the store, looked at your bill, and thought about getting an accountant to take care of your finances? Have you ever wondered where accountants stem from and why they do what they do? Have you ever thought about becoming an accountant yourself? Accounting has a vast history that began thousands of years ago and has evolved and continued to benefit those who have involved themselves in accounting. This article will look at a brief overview of the history of accounting.

History of Accounting: A Brief Overview

Before you go out and look for an accounting firm in Chicago, we should look back on the rich and deep history of accounting. Accounting is able to be traced back to many ancient civilizations in the form of keeping count of sales and how much money each vendor or salesperson would make on a daily basis. One example is Mesopotamia with the development and implementation of a money and counting system that went hand in hand with the development of writing. As history progressed, so did accounting. As the Roman Empire came into power, the Roman government was able to create and use financial information to keep track of taxes and money coming into the government. The Roman records also listed the different areas of land that was given out to veterans of the Roman Army as well as the various religious offerings and accounts on what the gladiators were able to bring in as far as revenue. Records were also kept for the payroll of the Roman Army and transactions on the supplies necessary to sustain an army.

Accounting would soon have someone who would be known as the Father of Accounting and Bookkeeping, Luca Pacioli of Italy. Luca Pacioli was accredited with publishing the first bookkeeping of a double-entry. Luca Pacioli was also responsible for describing a system of credits and debits in book ledgers which would form the foundation of accounting in today’s world.

As humanity made its way into the past 200 years accounting became even more important to the people and governments around the world. As the industrial revolution came about there was a need for better accounting systems as well as groups that were able to have sustained interests in companies and their results which would take form of shareholders. Accounting would also have a unified front with the creation of the American Association of Public Accountants in 1887. This would lead to the first CPAs coming about in the 1890s. Soon the SEC (Securities and Exchange Commission) would be formed as a result of the Great Depression. Before long, the AICPA would create standards in accounting in the 1970s.

Accounting has also been involved in a numbers of scandals as well to include Enron back in 2001. This would lead to greater restrictions and laws on the accounting world. Accounting has been a part of the world’s history since ancient times and will continue to affect how the world operates. All of this stemming from …

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How to Protect Your High-Risk Business from Online Threats

How to Protect Your High-Risk Business from Online Threats

The biggest threats to a small business are break-ins, fires, flooding from a broken line or a natural disaster, right? While physical threats are a very big concern, there is one threat that is even more pervasive. A threat that can have an immediate impact on your business’ revenue and has the potential to close your doors forever – the threat of the online world.

Online threats are much harder to prevent than physical threats, and they can cause more dramatic declines in revenue as well. Contrary to popular belief, multinational companies – Target, Home Depot, Sony and Equifax – are not the only businesses that fall victim to cyberattacks. Over a 12-month period, hackers targeted 14 million small businesses. Major retailers make up less than 10 percent of all businesses that suffer breaches. In truth, half of all data breaches are aimed at small businesses.

Why? Big companies are more aware of the online threat and have the resources to protect themselves. Small businesses often fail to realize that they are the larger target for hackers. Cyber criminals know smaller companies spend less time, effort and money protecting themselves and their customers sensitive data.

High-risk businesses are also a huge target. A high-risk business is a business type or an industry traditional banks prefer to steer clear of. Some of the reasons a business might be categorized as such include: bad credit history, high chargeback rates, high volume sales, limited time in business and a higher threat of fraud.

The truth is all business owners should assume that their sensitive data is consistently under attack. This information includes:

  • Your customer credit card information. Cyber criminals then sell this information via rogue websites.
  • Personal information. Any hint of data like bank account numbers and social security numbers will attract hackers.

How to Defend Your High-Risk Business

There are several actions you can take that will help protect your business from data breaches.

  • Outsource your business’ payment platform. How is that possible considering that my business is high-risk, you ask? It’s true that most payment processors will shy away from you. The key is to find an alternative provider that will offer you high risk credit card processing. In doing so, you will create another obstacle hackers will have to figure out how to get around.
  • Stay up-to-date. As quickly as technology changes for businesses (consider the advancements in AI alone), so do the number and types of online threats. This year, experts say businesses can expect more huge data breaches like the cyberattack on Equifax in 2017. Ransomeware in the cloud, the weaponization of AI and the mining of cryptocurrencies are just a few other online threats that are expected to be huge this year.
  • Invest/implement a web application firewall. Another thing to consider is always taking the time to download security updates when you are notified. Because security updates come when you least expect them to and often at inconvenient moments, it is tempting to overlook them. However,
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Prime 5 Personal Finance Application Packages

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