Why Investment Portfolios Should Include Lithium

Investing in commodities such as precious metals are increasingly coming back into focus, especially since electric car production is on the rise. However, investors question, is this a smart investment? Experts say the quest for greener vehicles is driving the growth for metals.

Most people think of gold, silver and possibly oil when it comes to investing their money in commodities. However, experts in financial services firm located in New York, NY says many other raw materials are needed in today’s various industries, like automotive production, which means that it can also be worth investing in several raw materials.

Why Investment Portfolios Should Include Lithium

An Evolving Automotive Industry Looks Greener

With the slow transition from the internal combustion engine era to the next generation of electric automobiles, there is a significant impact on the precious metals industry. Because of these futuristic electric cars, there is a need for nickel, cobalt and lithium, and even copper.

Take Lithium for example; it transfers heat, purifies the air, works as an additive for military rocket propellants and is used in medicine to stabilize mood. But above all it is the key component of lithium-ion batteries, the batteries of the future.
For vehicles to be able to run on electricity, rather than gasoline, they need to be able to store enough energy to power vehicles for hundreds of miles. To meet these needs, advanced batteries are made of lithium.

Global revenues from lithium-ion battery sales are expected to have a compound annual growth rate of 43.1 percent, reaching 36.5 billion in 2020. It is also expected that sales of light electric vehicles will grow to 6.4 million in 2023. An average electric vehicle uses about 5,000 times more lithium than a mobile phone, while those of high level, like the Tesla Model S, can consume twice that amount. Therefore, the growth of the electric car market will have a significant impact on lithium demand.

In 2015, lithium consumption from car production was 15,000 tons and in 2025 it is estimated at 136,000 tons. It is interesting to note that lithium accounts for only 3 percent of the total cost of a lithium-ion battery. This means that, due to its limited impact on the price of a battery, battery prices could increase as production efficiency increases. The Lithium Price Index has grown by 28 percent since the beginning of 2017, by 132 percent since the beginning of 2016.

Investing in The Precious Metals Industry

To invest in lithium, it is better to rely on diversified products, such as funds and ETFs. Funds like the Global X Lithium and Battery Tech ETF, and ETFS Battery Value-Chain provides exposure to companies active in the storage of electrochemical energy and various mining companies that produce the different metals that are being used to develop batteries. Not only is diversifying your investment portfolio a smart move, but financial analysts agree that adding precious metals now is a good move, especially at the rate of consumption for the coming years.…

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An overview on how is it like working in Singapore

An overview on how is it like working in SingaporeIf you are looking to シンガポールで就職 (getting a job in Singapore) then, you should be familiar with how it is like working there, and what benefits you would garner by working in Singapore. You can simply apply for a job using でシンガポールの転職活動に成功を (Good Job Creations) then; you can work on applying for a work visa to travel to Singapore. You should expect the following key benefits of working in Singapore:

Reason # 1: Excellent remuneration packages

It has been reported that the minimum salary earned by an S-Pass holder approximates SGD 2,300, whereas, an E-pass holder earns up to SGD3, 300 at a time. It indicates that the salary and remuneration packages offered in Singapore are substantially higher than the salary offered in other countries. The employees are also rewarded with miscellaneous incentives to reward them for their efforts.

Reason # 2: Nurtured and relaxing environment

If you are considering pursuing employment in Singapore, you would be waking up and working in a clean and efficient city. You will interact with amicable and friendly people here, who are always glad to help the expats with their concerns. The city features an interconnected public transportation system which allows the employees to reach their work location on time. You will always find the streets and roads in an immaculate position. Also, one can visit several places for leisure, for instance; pubs, clubs, zoos, museum parks, amusement parks and much more.

 

Reason # 3: Located near to business districts

Singapore is located in Southeast Asia, which means that anyone could board on a flight to travel to the central business districts of Asia, which include Taiwan, Hong Kong, and China. Also, you can travel to tropical islands like Thailand or Indonesia on the weekends, and be back to work immediately. Also, Changi Airport in Singapore is equipped with modern elements, and it makes traveling a wonderful option for frequent travelers.

Reason # 4: Working with a diverse group of people

When シンガポールで仕事 (working in Singapore), you will interact with people that belong to various backgrounds and ethnicities, and it represents the spirit of the country in its truest form. The country prides itself on welcoming people from various backgrounds into its fold, and it encourages companies to hire international employees for adding variety to their personnel. In addition, you would come across expats and foreign workers who are making a substantial income living in Singapore.

Reason #5: Flexible working hours

If you are considering working in Singapore then, you would be working according to flexible hours. The companies in Singapore require their employees to work for a short time period then, they are good to call it a day. Also, working as per the flexible hours ensure that the physical and mental capability of an employee is not compromised, and he is able to complete the work hours without stressing himself.

Reason #6: Exciting places to visit after work

If you have had a long day at work, you can visit exciting and …

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How to Find the Perfect Packaging Company for Your Business

How to Find the Perfect Packaging Company for Your BusinessFinding a good packaging company can be hard mostly because there are so many companies to choose from, and there are several machines and materials needed in this business. It’s impossible for one company to have all the equipment used in the industry. As such, you must choose a company that’s right for your needs.

Questions you must ask

It’s essential to ask the company about their available tools, equipment and workforce. Check their equipment. Do they have small machines or large ones? How many people do they have on their production team? How long have they been manufacturing packaging? As your business grows, you need to have a packaging company that can continuously accommodate your orders.

You must also ask how the product packaging manufacturer can ensure that they deliver the package on time. It’s vital for a company to fulfill your orders on the agreed schedule because it may affect your timeline as well. If they fail to deliver on time, and they can’t provide a reasonable explanation, then you must consider checking other packaging design companies.

Another factor you must consider is the response time. Suppliers must answer your queries as quickly as possible. They should have a dedicated customer support team to assist their clients. Having a reliable communication line with the company is crucial, most especially when you need to return products or if you want to have anything changed with your orders.

Other things you must consider

One of the top things you must consider is the price of the packaging solution. Most of the reputable packaging design companies in the country offer packaging solutions at a reasonable price. Also, because of the steep competition in the industry, you can find a lot of suitable deals for your product packaging needs. Make sure when you check the pricing of the company that they don’t charge hidden fees. Some packaging companies might offer low prices but end up charging you extra costs.

You should also consider if the company can throw in freebies like free shipping, prototype and graphics designing. A lot of package companies nowadays offer free stuff to their clients. You can either enquire about it directly through their staff or wait for future promos.

What to do when things go wrong with your current company

It’s rare for companies to deliver orders late or to fail to deliver quality packaging because they have a lot of competitors in the industry nowadays. But, if your packaging company does fail to provide the products you expect to receive, then you should talk to them right away.

Start by asking them to create a new and improved batch for you, most especially if the packaging is not usable. If you think you can use the packaging for your campaign despite the design and colour lapses, then you should also ask for a discount instead.

Carefully browse through the companies that offer packaging products in your city and determine if they can provide what you need …

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The Top 5 Industries that Require Accountants

The Top 5 Industries that Require AccountantsAccounting is an incredibly complex, detail-oriented, and maths-heavy task that not a lot of people can do or are willing to do.  Each business benefits greatly from having an accountant, as they keep the cash flow in check, ensure that taxes are paid properly, and provide insights on how money should be spent to get the most out of it. But there are some industries which need accountants more than others, be it because transaction volumes are extremely high, or because of the complexity of their finances or a combination of both. Here are the top 5 industries that need accountants without question.

Retail

Retail is an obvious one, especially in highly commercial areas like London. Because of the sheer volume of transactions going on every day—whether it’s flowing inwards from sales revenues or outwards through expenses like procuring stocks—accountants are kept extremely busy at all times in retail. And as if that’s not enough, accountants in retail also have to keep track of and compute the payroll.

Government

While you might argue that finances in the government are not as hectic as in retail, they require extremely high attention to detail and the margin for error is low to zero because one small mistake could be scandalous. In addition, the relatively lower volume is compensated for by the extremely high value of transactions. As well, government agencies may have multiple programmes, and accountants have to ensure that the agency doesn’t overspend, or that it receives the appropriate funding for its projects.

Hospitality

Hotels and restaurants, like retail, have hundreds or thousands of customers going in and out of their premises every day and accounting needs to be performed daily to record and monitor expenses. This is especially true for restaurants, as they need to purchase ingredients for their meals every single day, so money has to be strictly monitored along with inventory.

Education

The role of the accountant in educational institutions is to make sure each department is sufficiently funded, and the teachers’ salaries are calculated correctly. Aside from the usual bookkeeping and tax preparation, university accountants also need to look after whether financial aid is sufficient for those in need of it.

Health Care

Health is a basic right, but like most institutions, hospitals need money to operate, so accountants are needed to make sure that there is enough money coming in to provide health services. The difference is that accountants in this industry work mostly with insurance agencies, which provide the majority of generated revenue.

In these industries, proper accounting is integral to growth and sustainability; without it, consequences that range between annoying and disastrous can occur, especially in government and health institutions. Hiring accountants with precision, patience, and attention to detail is extremely important in these high-pressure industries and spending a great amount of time to find the right accountant is sometimes necessary. Some industries can save time and effort finding accountants to suit their needs by using the services of accountants in central London that …

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How to Protect Your High-Risk Business from Online Threats

How to Protect Your High-Risk Business from Online Threats

The biggest threats to a small business are break-ins, fires, flooding from a broken line or a natural disaster, right? While physical threats are a very big concern, there is one threat that is even more pervasive. A threat that can have an immediate impact on your business’ revenue and has the potential to close your doors forever – the threat of the online world.

Online threats are much harder to prevent than physical threats, and they can cause more dramatic declines in revenue as well. Contrary to popular belief, multinational companies – Target, Home Depot, Sony and Equifax – are not the only businesses that fall victim to cyberattacks. Over a 12-month period, hackers targeted 14 million small businesses. Major retailers make up less than 10 percent of all businesses that suffer breaches. In truth, half of all data breaches are aimed at small businesses.

Why? Big companies are more aware of the online threat and have the resources to protect themselves. Small businesses often fail to realize that they are the larger target for hackers. Cyber criminals know smaller companies spend less time, effort and money protecting themselves and their customers sensitive data.

High-risk businesses are also a huge target. A high-risk business is a business type or an industry traditional banks prefer to steer clear of. Some of the reasons a business might be categorized as such include: bad credit history, high chargeback rates, high volume sales, limited time in business and a higher threat of fraud.

The truth is all business owners should assume that their sensitive data is consistently under attack. This information includes:

  • Your customer credit card information. Cyber criminals then sell this information via rogue websites.
  • Personal information. Any hint of data like bank account numbers and social security numbers will attract hackers.

How to Defend Your High-Risk Business

There are several actions you can take that will help protect your business from data breaches.

  • Outsource your business’ payment platform. How is that possible considering that my business is high-risk, you ask? It’s true that most payment processors will shy away from you. The key is to find an alternative provider that will offer you high risk credit card processing. In doing so, you will create another obstacle hackers will have to figure out how to get around.
  • Stay up-to-date. As quickly as technology changes for businesses (consider the advancements in AI alone), so do the number and types of online threats. This year, experts say businesses can expect more huge data breaches like the cyberattack on Equifax in 2017. Ransomeware in the cloud, the weaponization of AI and the mining of cryptocurrencies are just a few other online threats that are expected to be huge this year.
  • Invest/implement a web application firewall. Another thing to consider is always taking the time to download security updates when you are notified. Because security updates come when you least expect them to and often at inconvenient moments, it is tempting to overlook them. However,
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