5 Benefits of Having Pet Insurance

You never know what surprises life might bring and it can be hard to be prepared. The good news is that there is insurance plans that you can buy for your pet in the event something happens to them. Many people have heard of this type of insurance, but they don’t really know what kinds of benefits it has. Keep reading to see some of the benefits of getting pet or dog medical insurance.

5 Benefits of Having Pet Insurance

Prevention of Euthanasia

There have been so many times where pet owners have had to get their pet euthanized after an emergency because they can’t afford the treatment. This is especially sad when the pet could’ve easily been treated and continued on to live a long and happy life. Pet insurance can help ensure that you’ll be able to get this life saving treatment and you won’t have to say goodbye to your beloved pet.

Unexpected Injuries are Covered

Another big benefit is that unexpected injuries will be covered. This is extremely important because you never know when something might happen. This could be anything from getting attacked by another dog to getting hit by a car to breaking a limb. These kinds of events tend to pop up when you’re low on funds and there’s really no way for you to get any extra money. Having pet insurance will help ensure that you’re covered even during the hard times.

Affordable Ongoing Care

Just like humans, pets can develop diseases that need ongoing care to stay under control or be cured. Some examples of these are: cancer, diabetes and allergies. When you start adding up these ongoing costs, it can really start to put you into debt. If you have pet insurance, though, you’ll be able to get your pet this care for a lower price or possibly even free!

Wellness Services are Covered

Pet insurance also makes it possible for a variety of wellness services are covered. The cost of having an animal can get expensive over time. There are things that need to be done throughout your pets’ life. Not only do they need to have annual wellness exams, but they also needs things like teeth cleaning and various kinds of routine testing. Depending where you live and how much your vet charges, these visits could be several hundred dollars and pet insurance can help lessen that cost.

Peace of Mind

Finally, having pet insurance can give you peace of mind. You’ll be able to be confident that your pet can get the care it needs regardless of when it comes up. You’ll be ready and you’ll be able to get your pet the best possible care! It’s much better to be prepared and not need the pet insurance than to need it and not be prepared. If you shop around, you can find a plan that has an affordable monthly payment and you can be sure that your pet can get the best care possible!

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A Brief History of Fortress Investment

Have you ever wanted to invest your earnings, but do not know where to start looking to invest? There are companies out there that are specifically designed to invest your money for you. Before you decide to learn more here, it is important to look at the history of one company in particular, Fortress Investment Group. This company is based out of New York City and has been around since the 1990s and has recently been acquired by a Japanese multinational company.

A Brief History of Fortress Investment

The Fortress Investment Group was originally founded in 1998 by Rob Kauffman, who used to work for UBS, Wesley Edens, who used to work at BlackRock Financial Management as a former partner, and Randal Nardone, who worked with Rob Kauffman at UBS. Before long, Fortress Investment Group would move into the line of work of real estate investments and hedge funds, which were operated by Pete Briger and Michael Novogratz, both of whom used to work as partners at Goldman Sachs. Fortress Investment Group would have investment vehicles such as the Fortress Fund I which was released in 1999. Their funds would increase approximately 40% over a course of seven years between 1999-2006. Fortress Investment Group would continue to grow to the point that it would launch on the New York Stock Exchange in 2007.

Today, both Edens and Nardone are involved with the work of Fortress Investment Group, while Rob Kauffman chose to leave Fortress after 15 years in order to focus on racing cars. Rob Kauffman followed his interest to the point that he has bought 50% of Michael Waltrip Racing. The Michael Waltrip Racing group is a competitor in NASCAR.
Fortress Investment Group was bought in 2017. A Japanese company, SoftBank Group Corporation, would buy Fortress for $3.3 billion. Fortress has since continued to operate independently in New York with Nardone, Briger, and Edens staying in position to run the company. The SoftBank Group Corporation has a plan to supporting and investing the future of the Information Revolution. The operation of the Fortress Investment Group today involves the three sections of the company, Permanent Capital Vehicles, Credit, and Private Equity. Private Equity is dedicated to cash flow from investors in Western Europe, the Caribbean, and North America. Credit was founded in 2002 and includes the assets of several different funds to include Fortress Real Estate Opportunities Funds, Japan Opportunity Funds, Drawbridge Real Assets Funds, Fortress Secured Lending Fund, and Fortress Japan Income Fund. Permanent Capital Vehicles involves the capital vehicles, New Senior Investment Group, New Residential Investment Corp, and New Media Investment Group. The Fortress Investment Group has also gone out and purchased the Tiffany & Co. building in Palm Beach, Florida.

Fortress Investment Group has been an essential part of the investment world since the 1990s. The company has been able to make large investments and aid in the growth of wealth for many successful companies. Even though the company has been bought out by SoftBank Group Corporation, it will continue to …

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History of Accounting: A Brief Overview

Have you ever gotten back from the store, looked at your bill, and thought about getting an accountant to take care of your finances? Have you ever wondered where accountants stem from and why they do what they do? Have you ever thought about becoming an accountant yourself? Accounting has a vast history that began thousands of years ago and has evolved and continued to benefit those who have involved themselves in accounting. This article will look at a brief overview of the history of accounting.

History of Accounting: A Brief Overview

Before you go out and look for an accounting firm in Chicago, we should look back on the rich and deep history of accounting. Accounting is able to be traced back to many ancient civilizations in the form of keeping count of sales and how much money each vendor or salesperson would make on a daily basis. One example is Mesopotamia with the development and implementation of a money and counting system that went hand in hand with the development of writing. As history progressed, so did accounting. As the Roman Empire came into power, the Roman government was able to create and use financial information to keep track of taxes and money coming into the government. The Roman records also listed the different areas of land that was given out to veterans of the Roman Army as well as the various religious offerings and accounts on what the gladiators were able to bring in as far as revenue. Records were also kept for the payroll of the Roman Army and transactions on the supplies necessary to sustain an army.

Accounting would soon have someone who would be known as the Father of Accounting and Bookkeeping, Luca Pacioli of Italy. Luca Pacioli was accredited with publishing the first bookkeeping of a double-entry. Luca Pacioli was also responsible for describing a system of credits and debits in book ledgers which would form the foundation of accounting in today’s world.

As humanity made its way into the past 200 years accounting became even more important to the people and governments around the world. As the industrial revolution came about there was a need for better accounting systems as well as groups that were able to have sustained interests in companies and their results which would take form of shareholders. Accounting would also have a unified front with the creation of the American Association of Public Accountants in 1887. This would lead to the first CPAs coming about in the 1890s. Soon the SEC (Securities and Exchange Commission) would be formed as a result of the Great Depression. Before long, the AICPA would create standards in accounting in the 1970s.

Accounting has also been involved in a numbers of scandals as well to include Enron back in 2001. This would lead to greater restrictions and laws on the accounting world. Accounting has been a part of the world’s history since ancient times and will continue to affect how the world operates. All of this stemming from …

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History of Bitcoin: A Brief Overview

Have you ever turned on the news and heard about the cryptocurrency phenomena? You may be asking yourself what is/are cryptocurrencies and how is one able to buy them? Are they protected and where did they come from? With all the news about cryptocurrencies such as Bitcoin lately, it is important to look back on the history of Bitcoin to fully understand why it has been such a hot topic.

History of Bitcoin: A Brief Overview

Before you go online and determine how to buy bitcoin, it is important to realize and study up on the history of bitcoin and how exactly it got started. Cryptocurrencies have been around longer than Bitcoin has been around, however, Bitcoin has been the leading cryptocurrency that has taken the mantle as the face of cryptocurrencies. There were names such as ecash and bit gold available that had working algorithms that are similar to what Bitcoin and other cryptocurrencies are now. The first sign that Bitcoin was coming into existence was the registration of the domain bitcoin.org in August of 2008. Going forward a few months, Satoshi Nakamoto published a paper entitled Bitcoin: A Peer-to-Peer Electronic Cash System which included details of how to create transactions online without having to worry about trusting the other user. This paper was released on October 31st, 2008. Later on, in January 2009, the first ever transaction of bitcoin occurred between Satoshi Nakamoto and Hal Finney, a programmer. Early on the price and value of bitcoin was highly debated upon. Until 2010 bitcoin was only mined and was never really traded. However, in 2010 there was a brave soul who decided to sell off 10,000 bitcoins in order to receive two pizzas.

As time progressed and bitcoin was becoming more of a household name, other cryptocurrencies began to emerge in order to create a sense of competition between currencies. Two of the first rivals to emerge were Litecoin, which is still referred to as one of the big three cryptocurrencies, and Namecoin. The growth of cryptocurrencies even got to a point in 2011 where foundations, such as Electronic Frontier Foundation, took in bitcoins as donations early in 2011. In 2013, Coinbase, now a popular application that is on the app store for both iPhone and Androids, sold one million dollars in bitcoin at approximately $22 per coin. 2013 continued to be a bigger year for bitcoin due to agencies such as the FinCEN (Financial Crimes Enforcement Network) created rules and guidelines for bitcoin that would lead to the mining and selling of bitcoin as possibly taxable actions. Bitcoin was also able to surpass the $1000 mark despite declining shortly after.

As bitcoin has grown, it has surpassed the expectations of many, if not all who have observed bitcoin. In 2017 bitcoin would grow to over $10,000 per bitcoin and reach a max value of over $13,000. Even though the price has dropped since 2017, bitcoin has made the news and now everyone is aware that bitcoin exists, and it has created new …

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Why Investment Portfolios Should Include Lithium

Investing in commodities such as precious metals are increasingly coming back into focus, especially since electric car production is on the rise. However, investors question, is this a smart investment? Experts say the quest for greener vehicles is driving the growth for metals.

Most people think of gold, silver and possibly oil when it comes to investing their money in commodities. However, experts in financial services firm located in New York, NY says many other raw materials are needed in today’s various industries, like automotive production, which means that it can also be worth investing in several raw materials.

Why Investment Portfolios Should Include Lithium

An Evolving Automotive Industry Looks Greener

With the slow transition from the internal combustion engine era to the next generation of electric automobiles, there is a significant impact on the precious metals industry. Because of these futuristic electric cars, there is a need for nickel, cobalt and lithium, and even copper.

Take Lithium for example; it transfers heat, purifies the air, works as an additive for military rocket propellants and is used in medicine to stabilize mood. But above all it is the key component of lithium-ion batteries, the batteries of the future.
For vehicles to be able to run on electricity, rather than gasoline, they need to be able to store enough energy to power vehicles for hundreds of miles. To meet these needs, advanced batteries are made of lithium.

Global revenues from lithium-ion battery sales are expected to have a compound annual growth rate of 43.1 percent, reaching 36.5 billion in 2020. It is also expected that sales of light electric vehicles will grow to 6.4 million in 2023. An average electric vehicle uses about 5,000 times more lithium than a mobile phone, while those of high level, like the Tesla Model S, can consume twice that amount. Therefore, the growth of the electric car market will have a significant impact on lithium demand.

In 2015, lithium consumption from car production was 15,000 tons and in 2025 it is estimated at 136,000 tons. It is interesting to note that lithium accounts for only 3 percent of the total cost of a lithium-ion battery. This means that, due to its limited impact on the price of a battery, battery prices could increase as production efficiency increases. The Lithium Price Index has grown by 28 percent since the beginning of 2017, by 132 percent since the beginning of 2016.

Investing in The Precious Metals Industry

To invest in lithium, it is better to rely on diversified products, such as funds and ETFs. Funds like the Global X Lithium and Battery Tech ETF, and ETFS Battery Value-Chain provides exposure to companies active in the storage of electrochemical energy and various mining companies that produce the different metals that are being used to develop batteries. Not only is diversifying your investment portfolio a smart move, but financial analysts agree that adding precious metals now is a good move, especially at the rate of consumption for the coming years.…

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